Hey, have you figured out if you are eligible to join Marion School Employees Federal Credit
Union? Check out Who Can Join to
see if you're eligible. If you are eligible, it only takes $5 to establish an account with us. That $5 is your
share in the credit union and it allows you to vote for the volunteer Board of Directors. And that $5 is yours
if you ever want to leave the Credit Union! Although I don't know why you would want to do that! We offer competitive
saving and loan rates, besides that we won't charge you an arm and a leg to get to your money.
We offer a Christmas Club account
with the following options that may make saving for the holidays a little easier:
- No periodic payments required.
- Regular payroll payment help build this fund (even if it's $5 a week)
- Dividends are paid on daily balances and posted quarterly
- NO penalties for early withdrawal
You may want to open a share draft
/ checking account. The only expense of the share draft / checking account is the cost
of checks. Our share draft / checking account offers:
- No monthly service fees
- Unlimited check writing
- No minimum balance
- Instant carbonless copies with every draft / check
- Automatic overdraft protection*
*Automatic Overdraft Protection is a service that lets the CU take money from another share id that you have and pay your check. There is a $2 fee for this. However, you have to have money in that other id to have the protection work. If you don't have enough money to cover the check the check is sent back and there is a charge from us. And there may be additional charges from the merchant you wrote the check to.
To help manage your money you may wish to apply for an ATM
card. With an ATM you will be able to access your cash at any STARsf or Cirrus ATM. With our ATM card you have many benefits. You may need your parents to co-sign
the ATM application.
- 24 hour a day access to shares and/or share drafts
- Access to your funds throughout Indiana and around the world (Free if used at our ATMs)
- 4 free transactions per month at terminals not owned by the Credit Union
- Deposit at any STARsf ATM in the state of Indiana
- Security with a 4-digit changeable PIN number only you know
- Tips for safety when traveling abroad
- Locate ATMs around the world on the MasterCard web site or by calling 1-800-523-4175 for either MasterMoney Debit Card or STARsf Card or by calling 1-800-424-7787 for Cirrus® terminals.
Are you saving for college? Do you have $2,000 or more saved? Then you may be interested in our Money Market account. You can make deposits and withdrawals at any time and you earn higher savings rates.
Let's say you have between $500 and $1,000. Then you might be interested in a share certificate. With a certificate you need to be willing to leave the money on deposit for a specific amount of time -- anywhere from 3 months to 5 years. The credit union pays a specific, usually higher interest rate on share certificates then it would on a regular savings account. You lose some of the liquidity of your money with a share certificate because it needs to be on deposit for a specific amount of time, if you want to withdraw the money before the time is up you will suffer a penalty.
Looking for a car loan? Your credit union offers car loans to those 18 and over with a co-signer. Check out our loan rates and compare.
Six Annual Scholarships to eligible high school seniors (you may do one of the following):
1) download application in Adobe PDF format
. If you don't have Adobe Acrobat download it now.
2) go to the HTML version of the application.
In either event you must print, sign and mail in your signed application
Free Notary Service
Postage Stamps
Electronic Tax Filing
Auto Resource Library
Theme Park Tickets for
Kings Island
Cedar Point
Membership application to The Walt Disney® Magic Kingdom Club, which offers discounts on admissions to various
attractions and stores.
Learn more about MSEFCU Services
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